Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

Most HELOC carry a variable interest rate. In a very low interest rate environment, you may see your required minimum monthly payment going down if it is adjusted every six months or once a year. Keep an eye on the interest rate and when it is starting to go up it may be time to …

Be aware of common real estate fraud

Be aware of common real estate fraud

With so many defaulting on their existing mortgages and an ample supply of foreclosed properties homeowners as well as foreclosure candidates and those who are looking to purchase homes should aware of scammers. Here are some common scams. Flipping: Property flipping refers to someone buying a property at a market price and several days later …

Basic guide to locking mailboxes

Basic guide to locking mailboxes

Locking Mailboxes are the ultimate solution to the increasing cases of mail theft and identity theft. A locking mailbox will ensure that both your mail and identity are kept safe. You can buy yourself a locking mailbox that meets your requirements by using the following guide. Types of locking mailboxes: Once you have established the …

Top Workplace Problems to Avoid

Top Workplace Problems to Avoid

Summary: Even when everyone is working hard, there are still various problems that can arise in the average workplace. Understanding some of the popular issues that come up can help you make your office more productive. When you are at work you could find yourself juggling a number of tasks at any given time. Depending …

Decorating with winter throw cushions

Decorating with winter throw cushions

Throw pillows can change the look of a room and create a winter theme that will transform your space. Wicker Paradise suggests choosing cushions with zippers as they make interchanging your cushions convenient. Here are some interesting tips and themes of throw pillows that are wise investments. Faux fur throw-cushions – Add warmth to your …