Mortgage Indemnity Insurance

Mortgage indemnity insurance is something that comes up for a lot of first home buyers. It is usually based around the loan to value ratio of the mortgage. The loan to value ratio of the mortgage is the ratio between the amount of the loan and the actual value of the property being mortgaged. Generally …

Mortgage insurance

Mortgage insurance, more commonly known as lenders mortgage insurance is insurance payable to the lender or trustee for a pool of securities that may be required when taking out a mortgage loan. This insurance is taken out in order to offset the losses incurred in the case where a mortgagor is unable to repay the …

Mortgage insurance: Life Insurance

As with any insurance policy is to provide an income to you family or dependants in the event that you are not capable of generating an income. You should always consider paying for a life insurance if you have dependants or people who rely on you to make a living and support them. Life insurance …

Halloween Safety Tips for the Homeowners

While Halloween can be a fun holiday for homeowners, it also opens them up to significant lawsuits and other home insurance issues. Inviting people onto your property, especially small children, makes you liable for their protection, including many issues that might not have been covered when you first got a home owner insurance quote. If …